How to Turn $100 into $1 Million in 12 Months

Being a millionaire in 12 months is a state of mind, not a state of bank account.

Welcome to this week’s issue of RAISINI.
Every week, i write about building a life on your own terms - through music, entrepreneurship, investing, health and brand-building. This isn’t theory. It’s what I’ve lived. Let’s keep going.

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The $100 Millionaire Mindset

Let’s be honest - $100 isn’t much. It barely gets you a decent dinner for two in most cities. So the idea of turning $100 into $1 million in just 12 months might sound like internet hype, some crypto bro fantasy, or a YouTube get-rich-quick scheme.

But it’s not.

This isn’t about luck, algorithms, or overnight virality. It’s about mindset, strategy, and execution. Because the truth is: wealth creation is less about the resources you have, and more about how resourceful you are.

If you dropped me into a new city today, gave me a laptop, Wi-Fi, and $100 - I wouldn’t panic. I wouldn’t even think of it as “starting from scratch.” I’d see it as a game. A 12-month sprint. And if you approach it the right way, a million dollars is not just possible - it’s predictable.

Not easy. But predictable.

The key is to stop thinking like a consumer and start thinking like a producer. Your job isn’t to spend the $100 - it’s to turn it into leverage. To use it to test ideas, spark conversations, and create offers that solve real problems for real people who are willing to pay.

And here’s the real trick: you don’t make $1M by building a billion-dollar idea - you do it by solving a $1,000 problem for 1,000 people. Or a $10,000 problem for 100 people. Or a $100,000 problem for 10 people.

Money flows to value. And value comes from one thing: making life easier, faster, cheaper, or better for someone else. If you understand that - and you know where to look - then $100 is more than enough to get started.

Because you’re not building a business.
You’re building a mindset.
And once you lock that in, the money follows.

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1. Find a Need, Fill a Need

Let’s cut through the noise.

There is only one reason people will give you money: because you solve a problem they care about.

Not because you’re passionate.
Not because you made a pretty website.
Not because your idea is “unique.”

Money flows to solutions - not ideas.

So if you want to make $1 million, stop dreaming and start looking. Everywhere you go, ask:

“What’s hard, annoying, or confusing for people… that I could make easier, better, or faster?”

You don’t need to invent something new. You just need to find a need and fill it - especially for people who already have money to spend.

Start With the Rich

Here’s a cheat code: rich people don’t want more money.
They want more time, more convenience, and more certainty.

They’ll pay a premium for speed. For confidence. For “done for you.” For not having to think.

So if I were starting today, I’d spend 1 week doing nothing but research.
Walking around the real world. Listening to complaints in coffee shops. Reading Reddit, forums, and Substack comment sections. Following entrepreneurs on Twitter/X. Asking friends in business what’s slowing them down.

What you’re really looking for is friction. Wherever people say “I wish this was easier” - there’s money.

My Story: How I Made My First $1 Million before 18

Let me give you a real example.

In early 2000s in Dubai, there were barely any nightclubs, barely any nightlife. Western expats were arriving in waves, working all week, and desperate to unwind on weekends. But nobody was throwing the kind of parties they wanted - top-tier DJs, good production, US/European House Music vibes.

So I filled that gap.

I didn’t open a nightclub. Too expensive. Instead, I hired hotel conference rooms and turned them into nightclubs on the weekends. I flew in famous house DJs from Europe and the US. We’d throw beach parties for 5,000–10,000 people. Smaller events made $50K. Bigger ones? $300K. Thats a single event.

It wasn’t genius.
It was demand.
And I built the supply.

This principle applies across the board - not just events. You don’t need a big idea. You need a hungry crowd and something to feed them.

What You Can Do Today

If I had $100 and 12 months, here’s what I’d do this week:

1. Pick a high-spending group (founders, coaches, lawyers, parents, SaaS companies, etc.)

2. Lurk where they hang out online - listen for problems, complaints, bottlenecks.

3. Reach out and ask better questions. “What’s the most frustrating part of your day?” “What do you wish you could outsource?”

4. Look for repeated patterns. If 10 people mention the same pain point, you’re onto something.

5. List 5 ways to solve that problem better or faster - using tools, frameworks, automations, or just manual effort at first.

This is your million-dollar foundation: solve one painful problem really well, for people who can afford to pay for relief.

You don’t need a business plan. You need a sharp eye and empathy.

2. Copy What Already Works

Once you've found a real problem worth solving, the next step is simple: